What Is PCI Testing?
Performing PCI DSS compliance testing is an important component of ensuring that the enterprise can effectively protect its most valuable asset – its clients’ information – and remain compliant with today’s sophisticated security standards. There are many components to a PCI DSS test, including on-site verification of infrastructure and application functionality, as well as on-site assessments of end-users’ websites and stored data. These two forms of PCI compliance testing represent the primary means by which an enterprise can ensure its business has implemented and continues to implement PCI standards.
In order for a PCI DSS compliant firm to pass validity testing, it must demonstrate that it has implemented and consistently implements industry-leading IT policies and practices, and that it consistently and correctly assesses application and infrastructure performance. To achieve this goal, a full penetration test must verify that the enterprise’s information is continuously protected from all threats, which includes not only hackers but also software and hardware vulnerabilities. A full Penetration Testing assessment measures not only the level of risk of a website or stored data in an enterprise environment, but also how that risk is mitigated by the enterprise. PCI compliance is most easily ensured when the risks an organization chooses to implement are based on the most up-to-date threat protection standards currently available.
When conducting a PCI compliance audit, it is important for an auditor to know where the PCI Standard is implemented, what the definition of a PCI standard is, and how that standard is applied to various businesses. The PCI Security Standards Council (PCI CTR) defined a PCI Standard as “an interactive operating system security assessment developed to enable organizations to guarantee that they maintain high levels of security posture with reasonable assurance of mission success”. The PCI Security Standards Council did not define the standard itself, so each country’s PCI Council works closely with industry stakeholders to establish the scope of the standard and to define what organizations need to test for to comply. The PCI Compliance Test and Validation Guide (“CBTV”), which is a part of the Cardholder Data Protection Standard (“CDSS”) also tracks and verifies the compliance of organizations against the standards. When conducting a PCI scanning or a PCI compliance audit, a Business Portal user can view results from all of these resources to ensure that all the businesses in a vertical may be scanned. This helps a business to assess its overall PCI Compliance Level and verify if they are achieving the highest level of security in their business.
One of the primary reasons why businesses choose to conduct their own PCI compliance testing is to save time and money. Implementing new procedures or updating outdated applications requires time and training which, in some cases, cannot be reserved for compliance activities. For companies with several locations, conducting their own PCI compliance audits means conducting regular monitoring and testing even when there are no irregularities detected. It also allows an IT manager to make quick changes to improve the security levels of a company’s data network without contacting the entire staff. Implementing continuous PCI scanning and validation means that a business does not need to contact all of its IT staff to make the necessary changes. Most professional providers offer a range of convenient and reliable solutions for conducting a complete PCI compliance analysis.
By performing a complete PCI audit on your organization’s data security you can detect and close any vulnerabilities. For example, a weak point in the encryption process is one of the most common causes of breaches. You can use the results of a PCI audit to pinpoint weak points in the encryption process, the data security control system, and the application program interface. By fixing the identified vulnerabilities in your organization can greatly reduce the risk of a successful attack. A PCI scanning conducted regularly can help close any vulnerabilities which have been left undetected for too long. In some cases an audit may be able to pinpoint a weakness which has already been exploited and made available to the wrong people.
PCI Penetration Testing is often performed in tandem with manual verification to detect and resolve issues with PCI compliance. However, PCI Penetration Testing cannot verify if a machine is PCI compliant without actually performing a PCI compliance validation or audit. Some of the best PCI Penetration Testing tools include:
When conducting PCI Compliance Testing, it is important to work with a third party company that is experienced in both PCI DSS and ewa-canada. ewa-canada is an industry leader when it comes to PCI DSS and Payment Card Industry Data Security Standard. The entire process from verification to validation should be performed by a third-party. This ensures that all components of a PCI Compliance Testing plan are performed in accordance with industry standards and can be verified against current or emerging threats.
PCI Penetration Testing can be used to generate an accurate report of any potential vulnerabilities. If you are unsure whether your business is PCI compliant, it is always recommended that you carry out an audit. It is also a good idea to carry out a PCI Compliance Test at the very onset of developing your PCI DSS plan. PCI vulnerability assessments can help ensure that your company complies with industry standards and can minimize the risk of an attack occurring.